1.0Rickihttps://blog.ricki.appadeolahttps://blog.ricki.app/author/adeolarich600338<blockquote class="wp-embedded-content" data-secret="dEIizyUWIX"><a href="https://blog.ricki.app/moniepoint-ussd-codes">Moniepoint USSD Codes in Nigeria (2026 Guide)</a></blockquote><iframe sandbox="allow-scripts" security="restricted" src="https://blog.ricki.app/moniepoint-ussd-codes/embed#?secret=dEIizyUWIX" width="600" height="338" title="“Moniepoint USSD Codes in Nigeria (2026 Guide)” — Ricki" data-secret="dEIizyUWIX" frameborder="0" marginwidth="0" marginheight="0" scrolling="no" class="wp-embedded-content"></iframe><script> /*! This file is auto-generated */ !function(d,l){"use strict";l.querySelector&&d.addEventListener&&"undefined"!=typeof URL&&(d.wp=d.wp||{},d.wp.receiveEmbedMessage||(d.wp.receiveEmbedMessage=function(e){var t=e.data;if((t||t.secret||t.message||t.value)&&!/[^a-zA-Z0-9]/.test(t.secret)){for(var s,r,n,a=l.querySelectorAll('iframe[data-secret="'+t.secret+'"]'),o=l.querySelectorAll('blockquote[data-secret="'+t.secret+'"]'),c=new RegExp("^https?:$","i"),i=0;i<o.length;i++)o[i].style.display="none";for(i=0;i<a.length;i++)s=a[i],e.source===s.contentWindow&&(s.removeAttribute("style"),"height"===t.message?(1e3<(r=parseInt(t.value,10))?r=1e3:~~r<200&&(r=200),s.height=r):"link"===t.message&&(r=new URL(s.getAttribute("src")),n=new URL(t.value),c.test(n.protocol))&&n.host===r.host&&l.activeElement===s&&(d.top.location.href=t.value))}},d.addEventListener("message",d.wp.receiveEmbedMessage,!1),l.addEventListener("DOMContentLoaded",function(){for(var e,t,s=l.querySelectorAll("iframe.wp-embedded-content"),r=0;r<s.length;r++)(t=(e=s[r]).getAttribute("data-secret"))||(t=Math.random().toString(36).substring(2,12),e.src+="#?secret="+t,e.setAttribute("data-secret",t)),e.contentWindow.postMessage({message:"ready",secret:t},"*")},!1)))}(window,document); //# sourceURL=https://blog.ricki.app/wp-includes/js/wp-embed.min.js </script> https://blog.ricki.app/wp-content/uploads/2025/12/Moniepoint-USSD-Codes.png1200628The primary Moniepoint USSD code is *389#, which gives you access to a variety of banking and payment services directly from your phone without the internet. After dialing *389#, you can navigate the on-screen menu to perform different actions or use shortcut codes for specific tasks. For example, use *389*1# to send money, *389*2*Amount# to buy airtime for yourself, or *389*7# to block your account in case of emergencies. Popular Moniepoint USSD Codes and Their Functions Service USSD Code Access Main Menu *389# Check Wallet Balance 3890# Send Money to Another Moniepoint User 3891AmountPhoneNumber# Transfer to Bank Account 3892AmountAccountNumber# Buy Airtime for Yourself 3893*Amount# Buy Airtime for Others 3894AmountPhoneNumber# Purchase Data 3895*PhoneNumber# Pay Utility Bills 3896# Block Your Moniepoint Account 3897# These codes allow quick management of your Moniepoint wallet without internet. Always ensure you dial from your registered phone number and keep your PIN secure. About Moniepoint Moniepoint is one of Nigeria’s leading digital finance and payment solutions platforms. It offers fast transfers, airtime and data purchases, utility bill payments, and agent-based withdrawals. While the Moniepoint app is widely used, USSD codes remain a reliable alternative, especially where internet access is limited or during network outages. This guide covers all Moniepoint USSD codes, how to use them, activate USSD banking, common errors and solutions, fees, security tips, and everything needed for seamless offline transactions. What Is Moniepoint USSD? Moniepoint USSD is a mobile banking service that lets users perform financial transactions without an internet connection by dialing short codes. USSD banking is ideal when you: USSD is fast, secure, and works with any Nigerian SIM. Main Moniepoint USSD Code in Nigeria (2026) The main Moniepoint USSD code is *389#. After dialing, you can access Moniepoint’s full USSD menu, including transfers, airtime purchases, withdrawals, and bill payments. Most used Moniepoint USSD codes: These codes cover almost every major action available on the Moniepoint app. How to Activate Moniepoint USSD Banking To use Moniepoint USSD: Once activated, you can carry out all USSD transactions anytime. Full Breakdown of Moniepoint USSD Codes and Their Uses 1. Moniepoint Code for Transfers To transfer money to another Moniepoint account or bank: Works with all Nigerian banks, including GTBank, Zenith, Access, First Bank, UBA, and Wema. 2. Moniepoint Code for Airtime For Self: For Others: Recharge is instant 3. Moniepoint Code for Account Balance 4. Moniepoint Code for Utility or Bill Payments 5. Code to Block Moniepoint Account If your phone is stolen or you suspect fraud: Why Moniepoint USSD Is Popular Moniepoint USSD is widely used because: Millions of Nigerians rely on Moniepoint USSD daily for transfers, airtime, and withdrawals. How to Set or Reset Your Moniepoint USSD PIN First-time setup: Resetting PIN: Always keep your PIN private. Moniepoint USSD and Transaction Charges Bank transfers may attract small fees depending on the volume. Common Moniepoint USSD Errors and How to Fix Them How to Use Moniepoint USSD Without the App If your app is down or you lost your phone: USSD is a reliable backup to the app. Is Moniepoint USSD Safe? Yes — USSD is secured with: Safety tips: Benefits of Using Moniepoint USSD Limitations of Moniepoint USSD Still, USSD handles the majority of essential functions. Frequently Asked Questions (FAQs) Conclusion Moniepoint USSD codes make offline banking and instant payments simple for millions of Nigerians. With the main code *389#, you can send money, recharge airtime, check balance, pay bills, and block your account — all without internet. Whether you are in an area with poor network, using a basic phone, or your app isn’t working, Moniepoint USSD is a fast and reliable way to manage finances securely.