{"version":"1.0","provider_name":"Ricki","provider_url":"https:\/\/blog.ricki.app","author_name":"adeola","author_url":"https:\/\/blog.ricki.app\/author\/adeola","title":"First Bank USSD Codes in Nigeria (2026) - Ricki","type":"rich","width":600,"height":338,"html":"<blockquote class=\"wp-embedded-content\" data-secret=\"9utS6EQPjM\"><a href=\"https:\/\/blog.ricki.app\/first-bank-ussd-codes\">First Bank USSD Codes in Nigeria (2026)<\/a><\/blockquote><iframe sandbox=\"allow-scripts\" security=\"restricted\" src=\"https:\/\/blog.ricki.app\/first-bank-ussd-codes\/embed#?secret=9utS6EQPjM\" width=\"600\" height=\"338\" title=\"&#8220;First Bank USSD Codes in Nigeria (2026)&#8221; &#8212; Ricki\" data-secret=\"9utS6EQPjM\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\" class=\"wp-embedded-content\"><\/iframe><script>\n\/*! This file is auto-generated *\/\n!function(d,l){\"use strict\";l.querySelector&&d.addEventListener&&\"undefined\"!=typeof URL&&(d.wp=d.wp||{},d.wp.receiveEmbedMessage||(d.wp.receiveEmbedMessage=function(e){var t=e.data;if((t||t.secret||t.message||t.value)&&!\/[^a-zA-Z0-9]\/.test(t.secret)){for(var s,r,n,a=l.querySelectorAll('iframe[data-secret=\"'+t.secret+'\"]'),o=l.querySelectorAll('blockquote[data-secret=\"'+t.secret+'\"]'),c=new RegExp(\"^https?:$\",\"i\"),i=0;i<o.length;i++)o[i].style.display=\"none\";for(i=0;i<a.length;i++)s=a[i],e.source===s.contentWindow&&(s.removeAttribute(\"style\"),\"height\"===t.message?(1e3<(r=parseInt(t.value,10))?r=1e3:~~r<200&&(r=200),s.height=r):\"link\"===t.message&&(r=new URL(s.getAttribute(\"src\")),n=new URL(t.value),c.test(n.protocol))&&n.host===r.host&&l.activeElement===s&&(d.top.location.href=t.value))}},d.addEventListener(\"message\",d.wp.receiveEmbedMessage,!1),l.addEventListener(\"DOMContentLoaded\",function(){for(var e,t,s=l.querySelectorAll(\"iframe.wp-embedded-content\"),r=0;r<s.length;r++)(t=(e=s[r]).getAttribute(\"data-secret\"))||(t=Math.random().toString(36).substring(2,12),e.src+=\"#?secret=\"+t,e.setAttribute(\"data-secret\",t)),e.contentWindow.postMessage({message:\"ready\",secret:t},\"*\")},!1)))}(window,document);\n\/\/# sourceURL=https:\/\/blog.ricki.app\/wp-includes\/js\/wp-embed.min.js\n<\/script>\n","thumbnail_url":"https:\/\/blog.ricki.app\/wp-content\/uploads\/2026\/01\/First-Bank-USSD-Codes.png","thumbnail_width":1200,"thumbnail_height":628,"description":"The primary First Bank USSD code is *894#, which allows customers to perform banking transactions directly from their phones without internet access. By dialing *894#, you can transfer money, buy airtime, check account balance, pay bills, and manage your First Bank account quickly and securely. For example, dial *894*0# to check your account balance, *894*Amount# to buy airtime for yourself, or navigate the on-screen menu after dialing *894# to send money to any Nigerian bank. First Bank USSD works on all mobile phones and networks across Nigeria, making it ideal for offline banking. Popular First Bank USSD Codes and Their Functions Service USSD Code Access Main Menu *894# Check Account Balance 8940# Transfer to First Bank 894Amount*AccountNumber# Transfer to Other Banks 894Amount*AccountNumber# Buy Airtime for Self 894Amount# Buy Airtime for Others 894Amount*PhoneNumber# Pay Bills *894# \u2192 Pay Bills Open First Bank Account *894# \u2192 Open Account Block Account \/ Card *894# \u2192 Security Options These codes allow quick banking without internet. Always use your registered phone number and protect your USSD PIN. About First Bank First Bank of Nigeria is one of the oldest and largest banks in Nigeria, offering a wide range of retail, corporate, and digital banking services. Its products include savings and current accounts, transfers, loans, bill payments, and mobile banking. While the First Mobile App provides advanced features, *First Bank USSD (894#) remains a reliable solution for offline banking and basic transactions. What Is First Bank USSD? First Bank USSD is a mobile banking service that allows customers to perform financial transactions using short codes, without internet access. USSD banking is useful when you: USSD is fast, secure, and works on all Nigerian SIM cards. Main First Bank USSD Code in Nigeria (2026) The official First Bank USSD code is: *894# After dialing *894#, you can access the full First Bank USSD menu for transfers, balance checks, airtime purchases, bill payments, and account security. Most used First Bank USSD codes: How to Activate First Bank USSD Banking To use First Bank USSD: Once activated, USSD banking is available 24\/7 without internet. Full Breakdown of First Bank USSD Codes and Their Uses 1. First Bank Code for Transfers To send money: Transfers work with all Nigerian banks including Zenith, GTBank, UBA, FCMB, Fidelity, Polaris, Union, Wema, Sterling, and Providus. 2. First Bank Code for Airtime For Self:Dial 894Amount#Example: 894200# to recharge \u20a6200 For Others:Dial 894AmountPhoneNumber#Example: 89450008012345678# Recharge is instant. 3. First Bank Code for Account Balance To check balance: Dial *894*0#Enter your PIN if prompted. 4. First Bank Code for Utility or Bill Payments Dial *894# and select Pay Bills to pay for: Follow prompts to complete the payment. 5. Code to Block First Bank Account If your phone is lost or stolen: This immediately secures your account. Why First Bank USSD Is Popular First Bank USSD is widely used because it: How to Set or Reset Your First Bank USSD PIN First-time setup: Reset PIN: Never share your PIN. First Bank USSD and Transaction Charges Common First Bank USSD Errors and How to Fix Them How to Use First Bank USSD Without the App If the First Bank app is unavailable: USSD is a reliable backup to the app. Is First Bank USSD Safe? Yes \u2014 protected with: Safety tips: Benefits of Using First Bank USSD Limitations of First Bank USSD Frequently Asked Questions (FAQs) What is the main First Bank USSD code?*894# Why is my First Bank USSD not working?Network issues, wrong SIM, or maintenance How do I check my First Bank balance?Dial 8940# Can I transfer money without the app?Yes \u2014 dial 894Amount*AccountNumber# How do I block my account if my phone is stolen?Dial *894# \u2192 Security Options Does First Bank USSD work on all networks?Yes \u2014 MTN, Airtel, Glo, and 9Mobile Is First Bank USSD free?Dialing is free; network charges may apply Conclusion First Bank USSD codes make offline banking fast, simple, and secure. With *894#, you can transfer money, buy airtime, check balances, pay bills, and protect your account \u2014 all without internet. Whether using a basic phone, in low-network areas, or if the app is unavailable, First Bank USSD remains a reliable solution in Nigeria (2026)."}