{"id":1552,"date":"2026-01-14T09:51:47","date_gmt":"2026-01-14T09:51:47","guid":{"rendered":"https:\/\/blog.ricki.app\/?p=1552"},"modified":"2026-01-14T09:52:14","modified_gmt":"2026-01-14T09:52:14","slug":"first-bank-ussd-codes","status":"publish","type":"post","link":"https:\/\/blog.ricki.app\/first-bank-ussd-codes","title":{"rendered":"First Bank USSD Codes in Nigeria (2026)"},"content":{"rendered":"\n

The primary First Bank USSD code is *894#<\/strong>, which allows customers to perform banking transactions directly from their phones without internet access. By dialing *894#, you can transfer money, buy airtime, check account balance, pay bills, and manage your First Bank account quickly and securely.<\/p>\n\n\n\n

For example, dial *894*0#<\/strong> to check your account balance, *894*Amount#<\/strong> to buy airtime for yourself, or navigate the on-screen menu after dialing *894# to send money to any Nigerian bank.<\/p>\n\n\n\n

First Bank USSD works on all mobile phones and networks across Nigeria, making it ideal for offline banking.<\/p>\n\n\n\n

Popular First Bank USSD Codes and Their Functions<\/h2>\n\n\n\n
Service<\/th>USSD Code<\/th><\/tr><\/thead>
Access Main Menu<\/td>*894#<\/td><\/tr>
Check Account Balance<\/td>894<\/em>0#<\/td><\/tr>
Transfer to First Bank<\/td>894<\/em>Amount*AccountNumber#<\/td><\/tr>
Transfer to Other Banks<\/td>894<\/em>Amount*AccountNumber#<\/td><\/tr>
Buy Airtime for Self<\/td>894<\/em>Amount#<\/td><\/tr>
Buy Airtime for Others<\/td>894<\/em>Amount*PhoneNumber#<\/td><\/tr>
Pay Bills<\/td>*894# \u2192 Pay Bills<\/td><\/tr>
Open First Bank Account<\/td>*894# \u2192 Open Account<\/td><\/tr>
Block Account \/ Card<\/td>*894# \u2192 Security Options<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

These codes allow quick banking without internet. Always use your registered phone number and protect your USSD PIN.<\/p>\n\n\n\n

About First Bank<\/h2>\n\n\n\n

First Bank of Nigeria is one of the oldest and largest banks in Nigeria, offering a wide range of retail, corporate, and digital banking services. Its products include savings and current accounts, transfers, loans, bill payments, and mobile banking.<\/p>\n\n\n\n

While the First Mobile App provides advanced features, *First Bank USSD (894#)<\/em> remains a reliable solution for offline banking and basic transactions.<\/p>\n\n\n\n

What Is First Bank USSD?<\/h2>\n\n\n\n

First Bank USSD is a mobile banking service that allows customers to perform financial transactions using short codes, without internet access.<\/p>\n\n\n\n

USSD banking is useful when you:<\/p>\n\n\n\n

    \n
  • Have poor or no internet<\/li>\n\n\n\n
  • Need urgent money transfer<\/li>\n\n\n\n
  • Want quick airtime recharge<\/li>\n\n\n\n
  • Cannot access the First Bank app<\/li>\n\n\n\n
  • Use a basic feature phone<\/li>\n<\/ul>\n\n\n\n

    USSD is fast, secure, and works on all Nigerian SIM cards.<\/p>\n\n\n\n

    Main First Bank USSD Code in Nigeria (2026)<\/h2>\n\n\n\n

    The official First Bank USSD code is:<\/p>\n\n\n\n

    *894#<\/strong><\/p>\n\n\n\n

    After dialing *894#, you can access the full First Bank USSD menu for transfers, balance checks, airtime purchases, bill payments, and account security.<\/p>\n\n\n\n

    Most used First Bank USSD codes:<\/h3>\n\n\n\n
      \n
    • *894# \u2014 Main menu<\/li>\n\n\n\n
    • 894<\/em>0# \u2014 Check account balance<\/li>\n\n\n\n
    • 894<\/em>Amount# \u2014 Buy airtime for self<\/li>\n\n\n\n
    • 894<\/em>Amount*PhoneNumber# \u2014 Buy airtime for others<\/li>\n\n\n\n
    • 894<\/em>Amount*AccountNumber# \u2014 Transfer money<\/li>\n\n\n\n
    • *894# \u2192 Pay Bills \u2014 Utility payments<\/li>\n\n\n\n
    • *894# \u2192 Open Account \u2014 New First Bank account<\/li>\n\n\n\n
    • *894# \u2192 Security Options \u2014 Block account<\/li>\n<\/ul>\n\n\n\n

      How to Activate First Bank USSD Banking<\/h2>\n\n\n\n

      To use First Bank USSD:<\/p>\n\n\n\n

        \n
      • Have an active First Bank account<\/li>\n\n\n\n
      • Use the phone number linked to your account<\/li>\n\n\n\n
      • Ensure good network signal<\/li>\n\n\n\n
      • Dial *894#<\/li>\n\n\n\n
      • Create a 4-digit USSD PIN when prompted<\/li>\n<\/ul>\n\n\n\n

        Once activated, USSD banking is available 24\/7 without internet.<\/p>\n\n\n\n

        Full Breakdown of First Bank USSD Codes and Their Uses<\/h2>\n\n\n\n

        1. First Bank Code for Transfers<\/h3>\n\n\n\n

        To send money:<\/p>\n\n\n\n

          \n
        • Dial 894<\/em>Amount*AccountNumber#<\/li>\n\n\n\n
        • Select First Bank or another bank<\/li>\n\n\n\n
        • Confirm recipient details<\/li>\n\n\n\n
        • Enter your PIN<\/li>\n<\/ul>\n\n\n\n

          Transfers work with all Nigerian banks including Zenith, GTBank, UBA, FCMB, Fidelity, Polaris, Union, Wema, Sterling, and Providus.<\/p>\n\n\n\n

          2. First Bank Code for Airtime<\/h3>\n\n\n\n

          For Self:<\/strong>
          Dial 894<\/em>Amount#
          Example: 894<\/em>200# to recharge \u20a6200<\/p>\n\n\n\n

          For Others:<\/strong>
          Dial 894<\/em>AmountPhoneNumber#
          Example: 894500<\/em>08012345678#<\/p>\n\n\n\n

          Recharge is instant.<\/p>\n\n\n\n

          3. First Bank Code for Account Balance<\/h3>\n\n\n\n

          To check balance:<\/p>\n\n\n\n

          Dial *894*0#<\/strong>
          Enter your PIN if prompted.<\/p>\n\n\n\n

          4. First Bank Code for Utility or Bill Payments<\/h3>\n\n\n\n

          Dial *894# and select Pay Bills<\/strong> to pay for:<\/p>\n\n\n\n

            \n
          • Electricity (DISCOs)<\/li>\n\n\n\n
          • DSTV, GOTV, Startimes<\/li>\n\n\n\n
          • Mobile data subscriptions<\/li>\n\n\n\n
          • Internet services<\/li>\n\n\n\n
          • Other supported billers<\/li>\n<\/ul>\n\n\n\n

            Follow prompts to complete the payment.<\/p>\n\n\n\n

            5. Code to Block First Bank Account<\/h3>\n\n\n\n

            If your phone is lost or stolen:<\/p>\n\n\n\n

              \n
            • Dial *894#<\/strong><\/li>\n\n\n\n
            • Select Security \/ Block Account<\/strong><\/li>\n<\/ul>\n\n\n\n

              This immediately secures your account.<\/p>\n\n\n\n

              Why First Bank USSD Is Popular<\/h2>\n\n\n\n

              First Bank USSD is widely used because it:<\/p>\n\n\n\n

                \n
              • Works offline without internet<\/li>\n\n\n\n
              • Fast and reliable<\/li>\n\n\n\n
              • Supports MTN, Airtel, Glo, and 9Mobile<\/li>\n\n\n\n
              • Works on all phones<\/li>\n\n\n\n
              • Protected with PIN security<\/li>\n\n\n\n
              • Available 24\/7<\/li>\n<\/ul>\n\n\n\n

                How to Set or Reset Your First Bank USSD PIN<\/h2>\n\n\n\n

                First-time setup:<\/strong><\/p>\n\n\n\n

                  \n
                • Dial *894#<\/li>\n\n\n\n
                • Select Create PIN<\/strong><\/li>\n\n\n\n
                • Enter 4-digit PIN<\/li>\n\n\n\n
                • Confirm<\/li>\n<\/ul>\n\n\n\n

                  Reset PIN:<\/strong><\/p>\n\n\n\n

                    \n
                  • Dial *894#<\/li>\n\n\n\n
                  • Select Forgot PIN<\/strong><\/li>\n\n\n\n
                  • Verify via OTP<\/li>\n\n\n\n
                  • Set a new PIN<\/li>\n<\/ul>\n\n\n\n

                    Never share your PIN.<\/p>\n\n\n\n

                    First Bank USSD and Transaction Charges<\/h2>\n\n\n\n
                      \n
                    • Dialing *894# is free<\/li>\n\n\n\n
                    • Network providers may charge \u20a66\u2013\u20a67 per session<\/li>\n\n\n\n
                    • Bank transfer fees apply depending on volume and recipient bank<\/li>\n\n\n\n
                    • Airtime and bill payments usually have no extra fees<\/li>\n<\/ul>\n\n\n\n

                      Common First Bank USSD Errors and How to Fix Them<\/h2>\n\n\n\n
                        \n
                      • USSD not working:<\/strong> Check network, use registered SIM<\/li>\n\n\n\n
                      • Incorrect PIN:<\/strong> Reset via *894#<\/li>\n\n\n\n
                      • Insufficient balance:<\/strong> Fund account and retry<\/li>\n\n\n\n
                      • Session timeout:<\/strong> Retry in stronger network area<\/li>\n\n\n\n
                      • Transaction failed:<\/strong> Confirm details and retry<\/li>\n<\/ul>\n\n\n\n

                        How to Use First Bank USSD Without the App<\/h2>\n\n\n\n

                        If the First Bank app is unavailable:<\/p>\n\n\n\n

                          \n
                        • Dial *894# from your registered number<\/li>\n\n\n\n
                        • You can still:\n
                            \n
                          • Check balance<\/li>\n\n\n\n
                          • Send money<\/li>\n\n\n\n
                          • Buy airtime<\/li>\n\n\n\n
                          • Pay bills<\/li>\n\n\n\n
                          • Block account<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n

                            USSD is a reliable backup to the app.<\/p>\n\n\n\n

                            Is First Bank USSD Safe?<\/h2>\n\n\n\n

                            Yes \u2014 protected with:<\/p>\n\n\n\n

                              \n
                            • 4-digit PIN<\/li>\n\n\n\n
                            • SIM-based verification<\/li>\n\n\n\n
                            • Instant block code (*894# \u2192 Security Options)<\/li>\n<\/ul>\n\n\n\n

                              Safety tips:<\/h3>\n\n\n\n
                                \n
                              • Never share your PIN<\/li>\n\n\n\n
                              • Block your account immediately if phone is lost<\/li>\n\n\n\n
                              • Use only your registered SIM<\/li>\n<\/ul>\n\n\n\n

                                Benefits of Using First Bank USSD<\/h2>\n\n\n\n
                                  \n
                                • Works offline<\/li>\n\n\n\n
                                • Fast transactions<\/li>\n\n\n\n
                                • No app required<\/li>\n\n\n\n
                                • Works on any phone<\/li>\n\n\n\n
                                • Useful in emergencies<\/li>\n\n\n\n
                                • Ideal for rural areas and low-data locations<\/li>\n<\/ul>\n\n\n\n

                                  Limitations of First Bank USSD<\/h2>\n\n\n\n
                                    \n
                                  • Advanced services require the app<\/li>\n\n\n\n
                                  • Network charges may apply<\/li>\n\n\n\n
                                  • Sessions may timeout during peak hours<\/li>\n\n\n\n
                                  • Cannot access loans or investments<\/li>\n<\/ul>\n\n\n\n

                                    Frequently Asked Questions (FAQs)<\/h2>\n\n\n\n

                                    What is the main First Bank USSD code?<\/strong>
                                    *894#<\/p>\n\n\n\n

                                    Why is my First Bank USSD not working?<\/strong>
                                    Network issues, wrong SIM, or maintenance<\/p>\n\n\n\n

                                    How do I check my First Bank balance?<\/strong>
                                    Dial 894<\/em>0#<\/p>\n\n\n\n

                                    Can I transfer money without the app?<\/strong>
                                    Yes \u2014 dial 894<\/em>Amount*AccountNumber#<\/p>\n\n\n\n

                                    How do I block my account if my phone is stolen?<\/strong>
                                    Dial *894# \u2192 Security Options<\/p>\n\n\n\n

                                    Does First Bank USSD work on all networks?<\/strong>
                                    Yes \u2014 MTN, Airtel, Glo, and 9Mobile<\/p>\n\n\n\n

                                    Is First Bank USSD free?<\/strong>
                                    Dialing is free; network charges may apply<\/p>\n\n\n\n

                                    Conclusion<\/h2>\n\n\n\n

                                    First Bank USSD codes make offline banking fast, simple, and secure. With *894#<\/strong>, you can transfer money, buy airtime, check balances, pay bills, and protect your account \u2014 all without internet.<\/p>\n\n\n\n

                                    Whether using a basic phone, in low-network areas, or if the app is unavailable, First Bank USSD remains a reliable solution in Nigeria (2026)<\/strong>.<\/p>\n\n\n\n

                                    <\/p>\n","protected":false},"excerpt":{"rendered":"

                                    The primary First Bank USSD code is *894#, which allows customers to perform banking transactions directly from their phones without internet access. By dialing *894#, you can transfer money, buy airtime, check account balance, pay bills, and manage your First Bank account quickly and securely. For example, dial *894*0# to check your account balance, *894*Amount# to buy airtime for yourself, or navigate the on-screen menu after dialing *894# to send money to any Nigerian bank. First Bank USSD works on all mobile phones and networks across Nigeria, making it ideal for offline banking. Popular First Bank USSD Codes and Their Functions Service USSD Code Access Main Menu *894# Check Account Balance 8940# Transfer to First Bank 894Amount*AccountNumber# Transfer to Other Banks 894Amount*AccountNumber# Buy Airtime for Self 894Amount# Buy Airtime for Others 894Amount*PhoneNumber# Pay Bills *894# \u2192 Pay Bills Open First Bank Account *894# \u2192 Open Account Block Account \/ Card *894# \u2192 Security Options These codes allow quick banking without internet. Always use your registered phone number and protect your USSD PIN. About First Bank First Bank of Nigeria is one of the oldest and largest banks in Nigeria, offering a wide range of retail, corporate, and digital banking services. Its products include savings and current accounts, transfers, loans, bill payments, and mobile banking. While the First Mobile App provides advanced features, *First Bank USSD (894#) remains a reliable solution for offline banking and basic transactions. What Is First Bank USSD? First Bank USSD is a mobile banking service that allows customers to perform financial transactions using short codes, without internet access. USSD banking is useful when you: USSD is fast, secure, and works on all Nigerian SIM cards. Main First Bank USSD Code in Nigeria (2026) The official First Bank USSD code is: *894# After dialing *894#, you can access the full First Bank USSD menu for transfers, balance checks, airtime purchases, bill payments, and account security. Most used First Bank USSD codes: How to Activate First Bank USSD Banking To use First Bank USSD: Once activated, USSD banking is available 24\/7 without internet. Full Breakdown of First Bank USSD Codes and Their Uses 1. First Bank Code for Transfers To send money: Transfers work with all Nigerian banks including Zenith, GTBank, UBA, FCMB, Fidelity, Polaris, Union, Wema, Sterling, and Providus. 2. First Bank Code for Airtime For Self:Dial 894Amount#Example: 894200# to recharge \u20a6200 For Others:Dial 894AmountPhoneNumber#Example: 89450008012345678# Recharge is instant. 3. First Bank Code for Account Balance To check balance: Dial *894*0#Enter your PIN if prompted. 4. First Bank Code for Utility or Bill Payments Dial *894# and select Pay Bills to pay for: Follow prompts to complete the payment. 5. Code to Block First Bank Account If your phone is lost or stolen: This immediately secures your account. Why First Bank USSD Is Popular First Bank USSD is widely used because it: How to Set or Reset Your First Bank USSD PIN First-time setup: Reset PIN: Never share your PIN. First Bank USSD and Transaction Charges Common First Bank USSD Errors and How to Fix Them How to Use First Bank USSD Without the App If the First Bank app is unavailable: USSD is a reliable backup to the app. Is First Bank USSD Safe? Yes \u2014 protected with: Safety tips: Benefits of Using First Bank USSD Limitations of First Bank USSD Frequently Asked Questions (FAQs) What is the main First Bank USSD code?*894# Why is my First Bank USSD not working?Network issues, wrong SIM, or maintenance How do I check my First Bank balance?Dial 8940# Can I transfer money without the app?Yes \u2014 dial 894Amount*AccountNumber# How do I block my account if my phone is stolen?Dial *894# \u2192 Security Options Does First Bank USSD work on all networks?Yes \u2014 MTN, Airtel, Glo, and 9Mobile Is First Bank USSD free?Dialing is free; network charges may apply Conclusion First Bank USSD codes make offline banking fast, simple, and secure. With *894#, you can transfer money, buy airtime, check balances, pay bills, and protect your account \u2014 all without internet. Whether using a basic phone, in low-network areas, or if the app is unavailable, First Bank USSD remains a reliable solution in Nigeria (2026).<\/p>\n","protected":false},"author":2,"featured_media":1554,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[20],"tags":[],"class_list":["post-1552","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"yoast_head":"\nFirst Bank USSD Codes in Nigeria (2026) - Ricki<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.ricki.app\/blog\/first-bank-ussd-codes\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"First Bank USSD Codes in Nigeria (2026) - Ricki\" \/>\n<meta property=\"og:description\" content=\"The primary First Bank USSD code is *894#, which allows customers to perform banking transactions directly from their phones without internet access. By dialing *894#, you can transfer money, buy airtime, check account balance, pay bills, and manage your First Bank account quickly and securely. For example, dial *894*0# to check your account balance, *894*Amount# to buy airtime for yourself, or navigate the on-screen menu after dialing *894# to send money to any Nigerian bank. First Bank USSD works on all mobile phones and networks across Nigeria, making it ideal for offline banking. Popular First Bank USSD Codes and Their Functions Service USSD Code Access Main Menu *894# Check Account Balance 8940# Transfer to First Bank 894Amount*AccountNumber# Transfer to Other Banks 894Amount*AccountNumber# Buy Airtime for Self 894Amount# Buy Airtime for Others 894Amount*PhoneNumber# Pay Bills *894# \u2192 Pay Bills Open First Bank Account *894# \u2192 Open Account Block Account \/ Card *894# \u2192 Security Options These codes allow quick banking without internet. Always use your registered phone number and protect your USSD PIN. About First Bank First Bank of Nigeria is one of the oldest and largest banks in Nigeria, offering a wide range of retail, corporate, and digital banking services. Its products include savings and current accounts, transfers, loans, bill payments, and mobile banking. While the First Mobile App provides advanced features, *First Bank USSD (894#) remains a reliable solution for offline banking and basic transactions. What Is First Bank USSD? First Bank USSD is a mobile banking service that allows customers to perform financial transactions using short codes, without internet access. USSD banking is useful when you: USSD is fast, secure, and works on all Nigerian SIM cards. Main First Bank USSD Code in Nigeria (2026) The official First Bank USSD code is: *894# After dialing *894#, you can access the full First Bank USSD menu for transfers, balance checks, airtime purchases, bill payments, and account security. Most used First Bank USSD codes: How to Activate First Bank USSD Banking To use First Bank USSD: Once activated, USSD banking is available 24\/7 without internet. Full Breakdown of First Bank USSD Codes and Their Uses 1. First Bank Code for Transfers To send money: Transfers work with all Nigerian banks including Zenith, GTBank, UBA, FCMB, Fidelity, Polaris, Union, Wema, Sterling, and Providus. 2. First Bank Code for Airtime For Self:Dial 894Amount#Example: 894200# to recharge \u20a6200 For Others:Dial 894AmountPhoneNumber#Example: 89450008012345678# Recharge is instant. 3. First Bank Code for Account Balance To check balance: Dial *894*0#Enter your PIN if prompted. 4. First Bank Code for Utility or Bill Payments Dial *894# and select Pay Bills to pay for: Follow prompts to complete the payment. 5. Code to Block First Bank Account If your phone is lost or stolen: This immediately secures your account. Why First Bank USSD Is Popular First Bank USSD is widely used because it: How to Set or Reset Your First Bank USSD PIN First-time setup: Reset PIN: Never share your PIN. First Bank USSD and Transaction Charges Common First Bank USSD Errors and How to Fix Them How to Use First Bank USSD Without the App If the First Bank app is unavailable: USSD is a reliable backup to the app. Is First Bank USSD Safe? Yes \u2014 protected with: Safety tips: Benefits of Using First Bank USSD Limitations of First Bank USSD Frequently Asked Questions (FAQs) What is the main First Bank USSD code?*894# Why is my First Bank USSD not working?Network issues, wrong SIM, or maintenance How do I check my First Bank balance?Dial 8940# Can I transfer money without the app?Yes \u2014 dial 894Amount*AccountNumber# How do I block my account if my phone is stolen?Dial *894# \u2192 Security Options Does First Bank USSD work on all networks?Yes \u2014 MTN, Airtel, Glo, and 9Mobile Is First Bank USSD free?Dialing is free; network charges may apply Conclusion First Bank USSD codes make offline banking fast, simple, and secure. With *894#, you can transfer money, buy airtime, check balances, pay bills, and protect your account \u2014 all without internet. Whether using a basic phone, in low-network areas, or if the app is unavailable, First Bank USSD remains a reliable solution in Nigeria (2026).\" \/>\n<meta property=\"og:url\" content=\"https:\/\/blog.ricki.app\/first-bank-ussd-codes\" \/>\n<meta property=\"og:site_name\" content=\"Ricki\" \/>\n<meta property=\"article:published_time\" content=\"2026-01-14T09:51:47+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-01-14T09:52:14+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/blog.ricki.app\/wp-content\/uploads\/2026\/01\/First-Bank-USSD-Codes.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"628\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"adeola\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"adeola\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/blog.ricki.app\/first-bank-ussd-codes#article\",\"isPartOf\":{\"@id\":\"https:\/\/blog.ricki.app\/first-bank-ussd-codes\"},\"author\":{\"name\":\"adeola\",\"@id\":\"https:\/\/blog.ricki.app\/#\/schema\/person\/6cfa93cb8e4125f62e1daab8e30f3f7b\"},\"headline\":\"First Bank USSD Codes in Nigeria (2026)\",\"datePublished\":\"2026-01-14T09:51:47+00:00\",\"dateModified\":\"2026-01-14T09:52:14+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/blog.ricki.app\/first-bank-ussd-codes\"},\"wordCount\":981,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/blog.ricki.app\/#organization\"},\"image\":{\"@id\":\"https:\/\/blog.ricki.app\/first-bank-ussd-codes#primaryimage\"},\"thumbnailUrl\":\"https:\/\/blog.ricki.app\/wp-content\/uploads\/2026\/01\/First-Bank-USSD-Codes.png\",\"articleSection\":[\"News & Updates\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/blog.ricki.app\/first-bank-ussd-codes#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/blog.ricki.app\/first-bank-ussd-codes\",\"url\":\"https:\/\/blog.ricki.app\/first-bank-ussd-codes\",\"name\":\"First Bank USSD Codes in Nigeria (2026) - 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Ricki","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.ricki.app\/blog\/first-bank-ussd-codes","og_locale":"en_US","og_type":"article","og_title":"First Bank USSD Codes in Nigeria (2026) - Ricki","og_description":"The primary First Bank USSD code is *894#, which allows customers to perform banking transactions directly from their phones without internet access. By dialing *894#, you can transfer money, buy airtime, check account balance, pay bills, and manage your First Bank account quickly and securely. For example, dial *894*0# to check your account balance, *894*Amount# to buy airtime for yourself, or navigate the on-screen menu after dialing *894# to send money to any Nigerian bank. First Bank USSD works on all mobile phones and networks across Nigeria, making it ideal for offline banking. Popular First Bank USSD Codes and Their Functions Service USSD Code Access Main Menu *894# Check Account Balance 8940# Transfer to First Bank 894Amount*AccountNumber# Transfer to Other Banks 894Amount*AccountNumber# Buy Airtime for Self 894Amount# Buy Airtime for Others 894Amount*PhoneNumber# Pay Bills *894# \u2192 Pay Bills Open First Bank Account *894# \u2192 Open Account Block Account \/ Card *894# \u2192 Security Options These codes allow quick banking without internet. Always use your registered phone number and protect your USSD PIN. About First Bank First Bank of Nigeria is one of the oldest and largest banks in Nigeria, offering a wide range of retail, corporate, and digital banking services. Its products include savings and current accounts, transfers, loans, bill payments, and mobile banking. While the First Mobile App provides advanced features, *First Bank USSD (894#) remains a reliable solution for offline banking and basic transactions. What Is First Bank USSD? First Bank USSD is a mobile banking service that allows customers to perform financial transactions using short codes, without internet access. USSD banking is useful when you: USSD is fast, secure, and works on all Nigerian SIM cards. Main First Bank USSD Code in Nigeria (2026) The official First Bank USSD code is: *894# After dialing *894#, you can access the full First Bank USSD menu for transfers, balance checks, airtime purchases, bill payments, and account security. Most used First Bank USSD codes: How to Activate First Bank USSD Banking To use First Bank USSD: Once activated, USSD banking is available 24\/7 without internet. Full Breakdown of First Bank USSD Codes and Their Uses 1. First Bank Code for Transfers To send money: Transfers work with all Nigerian banks including Zenith, GTBank, UBA, FCMB, Fidelity, Polaris, Union, Wema, Sterling, and Providus. 2. First Bank Code for Airtime For Self:Dial 894Amount#Example: 894200# to recharge \u20a6200 For Others:Dial 894AmountPhoneNumber#Example: 89450008012345678# Recharge is instant. 3. First Bank Code for Account Balance To check balance: Dial *894*0#Enter your PIN if prompted. 4. First Bank Code for Utility or Bill Payments Dial *894# and select Pay Bills to pay for: Follow prompts to complete the payment. 5. Code to Block First Bank Account If your phone is lost or stolen: This immediately secures your account. Why First Bank USSD Is Popular First Bank USSD is widely used because it: How to Set or Reset Your First Bank USSD PIN First-time setup: Reset PIN: Never share your PIN. First Bank USSD and Transaction Charges Common First Bank USSD Errors and How to Fix Them How to Use First Bank USSD Without the App If the First Bank app is unavailable: USSD is a reliable backup to the app. Is First Bank USSD Safe? Yes \u2014 protected with: Safety tips: Benefits of Using First Bank USSD Limitations of First Bank USSD Frequently Asked Questions (FAQs) What is the main First Bank USSD code?*894# Why is my First Bank USSD not working?Network issues, wrong SIM, or maintenance How do I check my First Bank balance?Dial 8940# Can I transfer money without the app?Yes \u2014 dial 894Amount*AccountNumber# How do I block my account if my phone is stolen?Dial *894# \u2192 Security Options Does First Bank USSD work on all networks?Yes \u2014 MTN, Airtel, Glo, and 9Mobile Is First Bank USSD free?Dialing is free; network charges may apply Conclusion First Bank USSD codes make offline banking fast, simple, and secure. With *894#, you can transfer money, buy airtime, check balances, pay bills, and protect your account \u2014 all without internet. Whether using a basic phone, in low-network areas, or if the app is unavailable, First Bank USSD remains a reliable solution in Nigeria (2026).","og_url":"https:\/\/blog.ricki.app\/first-bank-ussd-codes","og_site_name":"Ricki","article_published_time":"2026-01-14T09:51:47+00:00","article_modified_time":"2026-01-14T09:52:14+00:00","og_image":[{"width":1200,"height":628,"url":"https:\/\/blog.ricki.app\/wp-content\/uploads\/2026\/01\/First-Bank-USSD-Codes.png","type":"image\/png"}],"author":"adeola","twitter_card":"summary_large_image","twitter_misc":{"Written by":"adeola","Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/blog.ricki.app\/first-bank-ussd-codes#article","isPartOf":{"@id":"https:\/\/blog.ricki.app\/first-bank-ussd-codes"},"author":{"name":"adeola","@id":"https:\/\/blog.ricki.app\/#\/schema\/person\/6cfa93cb8e4125f62e1daab8e30f3f7b"},"headline":"First Bank USSD Codes in Nigeria (2026)","datePublished":"2026-01-14T09:51:47+00:00","dateModified":"2026-01-14T09:52:14+00:00","mainEntityOfPage":{"@id":"https:\/\/blog.ricki.app\/first-bank-ussd-codes"},"wordCount":981,"commentCount":0,"publisher":{"@id":"https:\/\/blog.ricki.app\/#organization"},"image":{"@id":"https:\/\/blog.ricki.app\/first-bank-ussd-codes#primaryimage"},"thumbnailUrl":"https:\/\/blog.ricki.app\/wp-content\/uploads\/2026\/01\/First-Bank-USSD-Codes.png","articleSection":["News & Updates"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/blog.ricki.app\/first-bank-ussd-codes#respond"]}]},{"@type":"WebPage","@id":"https:\/\/blog.ricki.app\/first-bank-ussd-codes","url":"https:\/\/blog.ricki.app\/first-bank-ussd-codes","name":"First Bank USSD Codes in Nigeria (2026) - 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